Cash And The City
Cash And The City is a small personal finance program that feels more like a notebook with charts than a heavy accounting tool. It was built for people who want to see where their money goes month by month, without digging through endless menus or complex settings.
How it’s used day to day
Most users begin with just one file, adding salary, freelance payments, or any other income, then logging expenses such as rent, groceries, or transport. The program builds a running balance and shows simple graphs, so it becomes clear whether money is being saved or spent too fast. Recurring transactions help with bills that repeat each month, meaning less typing over time. It’s straightforward — and that’s the whole idea.
Technical snapshot
| Aspect | Details |
| Platforms | Windows desktop |
| License | Freeware |
| Storage | Local file on the computer |
| Import options | CSV |
| Export options | CSV, HTML |
| Core functions | Income/expense logging, budgets, recurring payments, charts |
| Multi-currency | Basic support |
| Privacy | Fully offline |
Getting started
Installation is the usual Windows process — download, run, and create a new file. Once that file is ready, it holds everything: accounts, categories, and history. Backups are as easy as copying it to a flash drive or cloud folder.
Who tends to use it
– Families who just want a picture of monthly inflows and outflows.
– Students checking how far their income stretches each month.
– Individuals looking for a simple, no-cost tool without extras.
Why it’s still around
The main reason is clarity. Cash And The City doesn’t overwhelm: the graphs are easy to read, recurring payments save time, and the program runs quickly even on older laptops. For many, its strength is precisely in doing less but doing it clearly.
Bottom line
Cash And The City isn’t a replacement for full accounting software, but it never claimed to be. For everyday use — tracking paychecks, bills, and basic budgets — it’s a handy, lightweight option that does the job without fuss.
