Mint (Intuit) Final Verdict: Cloud-Based Budgeting App
mint intuit review: Mastering Cloud-Based Budgeting
Mint (Intuit) is a renowned cloud-based budgeting app that has been a staple in personal finance management for years. In this review, we’ll delve into the setup process, core tools, tracking workflow, pros, cons, and how it compares to other free budgeting apps.

Getting Started with Mint
Setting up Mint is a straightforward process that requires creating an account and linking your financial institutions. The app supports a wide range of banks, credit cards, and investment accounts, making it easy to track your finances in one place.
Setup Process:
- Create an account on the Mint website or mobile app
- Link your financial institutions using your login credentials
- Wait for Mint to sync your data and categorize your transactions
Core Tools and Features
Mint offers a robust set of tools and features that make it an excellent choice for budgeting and expense tracking. Some of the key features include:
Budgeting: Create a budget based on your income and expenses, and set financial goals
Tracking: Track your spending, income, and savings in real-time
Alerts: Receive alerts for large transactions, low account balances, and unusual activity
Investment Tracking: Monitor your investment accounts and receive alerts for market fluctuations
Sync-Enabled Finance Tracker
Mint’s sync-enabled feature allows you to access your financial data from anywhere, at any time. The app also offers automatic syncing, ensuring that your data is always up-to-date.
Benefits of Sync-Enabled Feature:
- Access your financial data from anywhere
- Automatic syncing ensures data is always up-to-date
- Real-time budgeting and expense tracking
| Feature | Mint | Personal Capital | YNAB |
|---|---|---|---|
| Budgeting | Yes, customizable | Basic, less flexible | Yes, zero-based |
| Investment Tracking | Yes, basic overview | Comprehensive | No |
| Sync-Enabled | Yes, bank integration | Yes, bank integration | No, manual entry |
| Mobile App | Yes, full features | Yes, limited features | Yes, full features |
| Cost | Free | Free with premium options | $14.99/month |
| Reporting Tools | Basic reports | Advanced reports | Budget-focused reports |
Pros and Cons
Mint has its strengths and weaknesses, which are outlined below:
Pros:
- Easy to set up and use
- Comprehensive budgeting and expense tracking
- Sync-enabled feature for real-time data access
Cons:
- Some users may find the interface cluttered
- Limited investment tracking features
- Some users have reported issues with account linking
| App | Rating | Pros | Cons |
|---|---|---|---|
| Mint | 4.5/5 | Easy to use, comprehensive budgeting | Cluttered interface, limited investment tracking |
| Personal Capital | 4.2/5 | Robust investment tracking, easy to use | Limited budgeting features |
| YNAB | 4.8/5 | Excellent budgeting features, easy to use | Steep learning curve |
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