Alzex Personal Finance Free Alzex Personal Finance Free is a lightweight version of the Alzex family finance manager. It was designed with households in mind, offering a way to track daily expenses and budgets without diving into complex accounting. The focus here is clarity: categories, budgets, and simple reports that help families or individuals keep finances under control. How it feels in use

Kresus Kresus is an open-source finance app that runs in the browser. It isn’t trying to look like a polished commercial product, but that’s also its charm. Everything is transparent, the code is public, and data can stay exactly where the user wants it — on their own server if they choose. For many, that sense of control is the main reason to pick it over cloud-only tools. Everyday use

Ledger Live (Free personal use) Ledger Live is the companion app built for Ledger hardware wallets, but even on its own it works as a free portfolio manager. Instead of focusing on daily expenses like most budgeting apps, Ledger Live is all about digital assets. It keeps track of balances, transactions, and price movements across different cryptocurrencies in one simple interface. Everyday use

Actual Budget (Free version) Actual Budget feels very different from the typical money apps you find in app stores today. There’s no subscription to worry about, no ads, and no constant push to connect with a cloud account. Everything stays on your computer, in simple local files. For many people that’s the main reason to use it — control and privacy come first, while all the core features are still included in the free version. Everyday use

Plain Text Accounting (hledger) hledger belongs to the Plain Text Accounting family of tools, and it feels quite different from the usual budgeting apps. There are no bright dashboards or endless menus here — everything lives in plain text files. At first glance it may look unusual, almost old-fashioned, but that simplicity is also its biggest strength. Transactions are written line by line, and from there the system can build reports, charts, or balance sheets with complete accuracy. Everyday u

Buckaroo Buckaroo is a small, straightforward budgeting tool that focuses on one thing: keeping track of spending with as little friction as possible. It doesn’t try to compete with glossy finance apps or heavy accounting suites. Instead, it gives people a clean, simple way to assign money to categories and watch how it flows out over time. For many, that minimalism is exactly what makes it appealing. Everyday use